Frequently Asked Questions
Here are some commonly asked questions by our clients, if you do not see an answer to your question listed below please use the button below to request a one on one meeting to discuss your specific scenario. We look forward to assisting you.
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We work with federal employees across the country, helping them understand their benefits and build a strong retirement plan.
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We meet virtually, making it easy for federal employees nationwide to get the help they need from the comfort of their home/office.
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The earlier, the better! Whether you’re just starting out or close to retirement, having a strategy in place will help you make the most of your benefits.
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No! Our consultations and webinars are completely free for federal employees. We believe you deserve clear, expert guidance on your benefits without any pressure or hidden fees. Our goal is to educate and empower you so you can make the best financial decisions for your future.
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Absolutely! We offer custom webinars tailored to your group's needs. Whether it's a federal agency, union chapter, or for your team at the office, we’ll provide expert guidance on retirement planning, TSP strategies, FEHB, life insurance, and more—all designed specifically for federal employees.
To schedule a personalized webinar, just contact us, and we’ll handle the rest!
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It depends! FEGLI can be expensive over time, and many federal employees find better alternatives. We’ll help you compare your options to get the best coverage for your needs.
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Yes! As long as you’ve had FEHB for at least 5 years before retiring, you can continue your coverage in retirement.
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Your pension, TSP, and insurance options depend on how many years you’ve worked. We’ll go over all your choices so you can make the best decision for your future.
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Just schedule a free consultation, and we’ll walk you through everything step by step. No pressure, no sales pitch—just expert advice to help you make the best decisions.
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Yes! But you must elect a survivor benefit at retirement. The cost is either 5% or 10% of your pension, depending on the level of coverage you choose. We can help you weigh the pros and cons.
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Your FERS pension is based on:
Your high-3 salary (average of your highest 3 years of pay)
Your years of service
A percentage multiplier (usually 1% or 1.1% depending on age and service time)
We’ll help you estimate your pension and show you ways to maximize it.